If our time is spent aiding our customers, then our time has been well spent.

First for You. From the first
introduction to the first loan.

Cash Management
Reduce day-to-day cash concerns with our cash management tools.

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Business Savings and Money Market Accounts

Need to confirm these are correct accounts... Also, do we want to have these separate from CDs and IRAs (do we even offer "business CDs" or "business IRAs"?

 

Statement Savings

An account for customers who want to earn interest, but may require access to their funds.

Features & Benefits

  • Competitive interest rate
  • $100 minimum to open
  • $100 average daily balance required to avoid a $3 monthly service charge 
  • 3 debits per monthly statement cycle, $2 for each additional debit

Start saving today, apply online.
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90 Day Savings

Earn a higher interest rate than a Statement Savings account without a long-term investment.

Features & Benefits

  • Competitive Interest rate
  • $500 minimum to open
  • $5 quarterly charge when daily balance is lower than $500
  • Flexibility of depositing additional funds anytime
  • Withdraw quarterly on the following dates without penalty:
    • March 1-10, June 1-10, September 1-10, and December 1-10
  • Penalty for early withdrawal is loss of 30 days interest on the amount withdrawn or a minimum of $5

Start earning more interest now, apply today!
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Money Market Gold

A savings account that offers competitive rates and easy access to your money with the option to write checks.

Features & Benefits

  • Tiered rates maximize returns for balances of $10,000 or more
  • Free checks
  • 0.10% increase on Community First Bank CD rates
  • 50% discount on safe deposit box rent
  • No fee money orders
  • $2500 daily, or average daily balance of $3500, required to avoid a $10 monthly service charge
  • Unlimited withdrawals in person
  • 6 other withdrawals by ACH, VISA Check Card, check, draft, or preauthorized debit allowed per statement cycle
  • $10 fee for each transfer or withdrawal in excess of account limitations

Start enjoying the benefits of this account now, apply today!
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Municipal Money Market

An FDIC insured (up to $250,000) savings account that offers variable, tiered interest Money Market rates for Municipalities.

Features & Benefits

  • Unlimited withdrawals in person
  • 6 other withdrawals by ACH, VISA Check Card, check, draft, or preauthorized debit allowed per statement cycle
  • $2500 daily, or average daily balance of $3500, required to avoid a $10 monthly service charge
  • FDIC insured up to $250,000
  • Free checks
  • 0.10% increase on Community First Bank CD rates
  • No fee money orders
  • 50% discount on safe deposit box rent
  • Free wire transfers
  • Competitive tiered interest rates
  • $10 fee for each transfer or withdrawal in excess of account limitations

Earn interest, but have access to your money.  Apply today!
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Merger News

Keep up to date on the progress of the merger between CFB and LSB.

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Mortgage Center

Applying online is as easy as 1-2-3
 

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Trust Solutions

Preparing for your financial future.  Trusts and Investment services.

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