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First for You. From your first savings
account to your first loan. 
Check your account balances 24/7 from any computer with FirstNet (Internet Banking).  

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Personal Health Savings Account (HSA)

An HSA combined with any HSA compatible health plan provides a smart and cost effective method for you to save and pay for qualified medical expenses tax-free with no use it or lose it restrictions.

Features & Benefits

  • $25 minimum balance to open
  • No annual fee
  • Free distribution by check, VISA Check Card, or BillPay
  • No minimum balance to maintain, no set up fee
  • Tax-free earnings
  • Tax-deductible contributions - no income cap
  • Variable rate of return
  • FDIC insured deposit account
  • Once you turn 65, it becomes similar to a regular IRA
  • Withdrawals used for qualified medical expenses remain tax free
  • Withdrawals used for nonqualified medical expenses are subject to regular income tax
  • Excessive Contribution Fee may be assessed
  • No overdrafts allowed, Checking Plus Sweep is strongly encouraged

*Please consult your tax advisor for more information regarding tax obligations.

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Trust Solutions

Preparing for your financial future.  Trusts and Investment services.

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