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account to your first loan. 
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Check your account balances 24/7 from any computer with FirstNet (Internet Banking).  

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Home Loan Documentation Checklist

Use this checklist to accumulate the documents for your home loan.

Income Information

  • 30 days’ worth of earnings including year to date information for all jobs and for each borrower
  • Federal tax returns (1040) for the past two years
  • W-2 forms for the past two years
  • Written explanation if employed less than two years or gap in employment in last two years

Credit Information

  • Most recent two months asset statements listed on the application – all pages
  • If applicable, landlord name, phone number, and address
  • If you have any obligations due to legal action, for example child support, lawsuit judgment, bring in any judicial decree
  • If applicable, complete bankruptcy papers including discharge papers – also provide documentation supporting circumstances leading up to the bankruptcy, if able
  • If applicable, credit explanation letter for any late payments, collections, judgments or other derogatory credit items
  • Documentation for any large deposits outside payroll or gift fund deposits shown on asset statements
  • Payments for:
    • Public utilities
    • Phone company
    • Cable
    • Car insurance

Other information

  • Copy of driver’s license
  • Copy of Social Security card
  • Homeowner’s insurance information
  • Agent name
  • Phone number

Business Information (if applicable):

  • Last three years’ complete federal tax returns (both personal and business returns)
  • Year-to-date profit and loss statement
  • List of all business debts
Merger News

Keep up to date on the progress of the merger between CFB and LSB.

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