Best Practices For Online Banking Security

User Id And Password Guidelines

• Create a "strong" password with at least 8 characters that includes a combination of mixed case letters and numbers.
• Change your password frequently.
• Never share username and password information with third-party providers.
• Avoid using an automatic login feature that saves usernames and passwords.

General Guidelines

• Do not use public or other unsecured computers for logging into online banking.
• Check your last login date/time every time you log in.
• Review account balances and detail transactions regularly (preferably daily) to confirm payment and other transaction data and immediately report any suspicious transactions to your financial institution.
• View transfer history available through viewing account activity information.
• Whenever possible, use BillPay instead of checks to limit account number dissemination exposure and to obtain better electronic recordkeeping.
• Do not use account numbers, your social security number, or other account or personal information when creating account nicknames or other titles.
• Whenever possible, register your computer to avoid having to re-enter challenge questions and other authentication information with each login.
• Review historical reporting features of your online banking application on a regular basis to confirm payment and other transaction data.
• Never leave a computer unattended while using online banking.
• Never conduct banking transactions while multiple browsers are open on your computer.