Community Reinvestment Act Public File

At Community First Bank, we partner with our customers and communities to successfully achieve their goals. We are committed to helping meet the credit needs of the communities in which we do business, including low- and moderate-income neighborhoods.

The information below is current as of April 1 of each year unless otherwise noted, as information may be updated periodically.

• Written Comments

  We have not received any written complaints from the public for the current year or prior two calendar years that specifically relate to the bank’s performance in helping to meet community credit needs.

• CRA Performance Evaluation
• Branch Locations and Hours of Operation
  • Branch Location Census Tracts

• Opened and Closed Branches and ATMs

  No branches or ATMs were opened or closed by the bank during the current year and each of the two prior calendar years.

• Products & Services

  • Mortgage Banking
  • Personal Banking
  • Business Banking
  • Additional Resources

• CRA Assessment Area

  The following assessment area represents the communities Community First Bank serves.

  • Facility-Based Assessment Area Map
  • Facility-Based Assessment Area Census Tract List

• Bank’s Loan-to-Deposit Ratio for each quarter of the prior calendar year.

  • 2023

• CRA Public File Requests
  Community First Bank can provide hard copies of the CRA Public File. Please note, we may charge a fee to cover copying and mailing expenses. Contact your local branch for this request.