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Information Checklist

To begin your application process, you will need to have on hand the following information about yourself and any co-borrower:

Prequalification borrowers should have:

  • Social Security number
  • Date of birth
  • Email address
  • Home phone number
  • Current address
  • Previous address if you’ve been in your current residence for less than two years
  • Name and address of your employer
  • Name and address of your previous employer if you’ve been at your current job for less than two years
  • Gross income amount, including secondary income sources, if applicable (alimony, child support, or separate maintenance agreements need not be revealed if you do not wish to have that income considered)
  • Asset information, including the value of your banking, investment, retirement, and other accounts
  • Current expenses, including housing, credit card and loan payments, child support, and other obligations
  • Current obligations
  • Current market value of your primary residence, if you own it

Purchase borrowers also should have:

  • Estimated down payment amount
  • Address of property you’re purchasing
  • Year home was built
  • Estimated purchase price
  • Estimates of annual property tax, hazard insurance, and any homeowner association dues on the new property
  • Preapproval borrowers can supply this information soon after a purchase contract is signed

Refinance borrowers also should have:

  • Year home was purchased
  • Original home purchase price
  • Total outstanding balance of all loans secured by the property
  • Estimated property value
  • Amount of money you’d like to borrow

If you have any questions, please contact us.

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