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Sunday, October 26, 2025/Categories: Bank News, Financial Education
The holiday season is a time for joy, celebration, and giving—but it can also bring financial stress if we’re not careful. At Community First Bank, we care about your financial well-being all year long. That’s why we’re sharing these helpful tips—originally provided by the American Bankers Association (ABA)—to help you enjoy the season without overspending.
Before you start shopping, take a moment to plan. Set a clear budget that includes gifts, decorations, meals, and travel. A defined spending limit helps you avoid impulse buys and stay on track. Use a budgeting app or spreadsheet to monitor your expenses in real time.
Look for early sales, use coupons, and compare prices online and in-store. Shopping with a list can help you stay focused and avoid unplanned purchases. Thoughtful, budget-friendly gifts often mean more than expensive ones.
Some of the most meaningful holiday memories come from time spent together. Plan low-cost activities like baking cookies, watching holiday movies, or volunteering as a family. These shared experiences can be more memorable than material gifts.
If this year’s holiday spending catches you off guard, consider starting a savings fund for next year. Setting aside a small amount from each paycheck can make a big difference. Ask us about setting up a dedicated savings account to help you prepare with ease.
At Community First Bank, we’re here to support your financial goals—during the holidays and beyond. Wishing you a joyful, stress-free season!
Content adapted with permission from the American Bankers Association.